2 . Vacant Property Insurance
Firstly, it goes without saying that it is crucial to ensure that a vacant commercial premises can be covered by insurance. The risks are usually are too great not to. In fact , Insurer Zurich Insurance plc reports that since 2004 there has been an increase of around 2, 500 per cent in the total cost of losses over £25, 000 for its real estate customers.
Morag Keohane, Insurance Manager at Caxtons Chartered Surveyors , said: “If you own a commercial property that has been vacant you need to inform your insurer immediately. Taking precautions to manage danger and prevent any type of theft, including steel, and criminal or accidental harm, is vital to ensure the policy does not turn out to be invalid. ”
Nelson Policies highlight that an unoccupied commercial building, like a pub, bar or restaurant will be vulnerable to theft, vandalism and harm. Vacant buildings are more likely to attract undesired visitors as they act as easy focuses on to vandalise and be broken straight into. Due to the increased risk of empty commercial property, if the building is usually left unoccupied for more than thirty days at a time, standard commercial property insurance plans would not be adequate.
An unoccupied commercial property policy is often more difficult to set up compared to a standard commercial property or home insurance policy. Where insurers may anticipate additional precautions, landlords will be expected to implement a series of measures including setting up an approved intruder alarm plus monitored CCTV. These types of measures can reduce insurance premiums, most insurance companies will ask if these are present at a vacant premises.
3. Ensure Adequate Lights
When used in conjunction with CCTV, lights becomes a powerful tool for protection operators to quickly identify plus act upon illegal or dangerous exercise. Especially when that security lighting can be IR. Without security lighting, SECURITY CAMERA during night time hours becomes a difficult game of “spot the intruder”. We have published an article to help with lighting considerations for your site:
4. Monitored Alarm System
Fire & intruder alerts present at an empty property ought to be regularly tested and maintained to make sure they are working. Alarm monitoring is a key service that gives peace of mind 24/7 that if the worst should happen at your empty property, qualified security monitoring professionals can react quickly and escalate the situation to relevant emergency services. It really is worth noting that current UK fire alarm regulations state that all of business premises must have ‘an suitable fire detection system’ – particularly if the property is vacant.
5. Access Manage
Controlling access to your vacant property is essential. This can be a simple as ensuring windows and doors are usually locked and secure, but the tougher it is for unauthorised intruders to achieve access the better. It is advisable to board upward windows or install steel shutters were possible and even permanently block up letterboxes. Locks and accessibility codes should be changed to ensure just authorised persons can gain accessibility.
In some circumstances, where it is necessary for various people to gain access to the vacant property, such as trades or letting agents etc ., remote access control can be employed to give comfort that only authorised access to the website is possible, without the need for keyholders to stay attendance or keys being shared.
6. Perimeter fencing & barriers
Ensuring great perimeter security is a basic necessity to deter easy access to an vacant property by opportunists. The type of perimeter security will vary depending on the type plus locations of the empty property. This can range from wooden hoardings like those used on construction sites in order to wire mesh, palisades or high specialised security perimeter fencing. It is also advisable to display warning signs as being a powerful visual deterrent around the edge of the property.
High may be open access, such as entrances to car parks for example , barriers are good idea. These can end up being anything from concrete blocks in order to water filled containers, but it is essential to stop to deter fly-tipping and unauthorised vehicle access to the property.
7. Ensure normal checks and maintenance
It is important to visit the empty property regularly to ensure there are no signs of access, damage or theft. In addition , enlisting the support of neighbours to keep an eye on the property can be worthwhile too. Regular upkeep checks on fencing, security equipment is essential to ensure your empty residence security is optimised and working.
Looking out for graffiti, trash or waste present on the property or home is crucial as this can show signs the fact that property is vulnerable to trespass. Prompt removal of these is key in order to minimising the risk of fire, arson and criminal damage.
6. Isolate non-essential services
To minimise risks such as water damage and fire from gas provide, it is advised that all non-essential solutions are isolated. Remember to consider exactly what services may be required however , such as for security lighting, alarms or even CCTV for example.
9. Removal of equipment, fittings & fittings
Whilst many vacant properties may be void of devices like tools or furniture – equipment such as radiators or basins may be valuable to metal robbers. Where possible these should be taken out to reduce this temptation. Lead function such as guttering, pipes or roofing can be coated with silver paint which vastly reduces their steel resale value.
Using anti-climb paint on equipment and metal function to stop both thieves and thrill seeking trespassers from gaining access to your site. This paint is non-drying and marks clothes and skin. (This ought to only be applied above 2 . 4 m from the ground and must be clearly signposted to comply with the particular Occupiers Liability Act 1984)
10. Using a forensic answer
Forensic solutions, such as SmartWater or SelectaDNA (a Crimestoppers supported product) can be used to security mark your property which may provide a deterrent to will be thieves as well as aiding the recovery of stolen equipment or goods.
Farsight want to help you to protect empty bar premises…
It is not easy protecting empty properties from trespass, robbery and criminal damage, but taking a few minutes to plan the best security measures to employ for your empty property will pay dividends and give you peace of mind that you have done everything possible to secure your web site. We hope the above article has given some insight.
For more info empty property protection and Who seem to and Where the threats come from, learn Farsight’s Comprehensive Explained Empty Property Security